First things first: students need health insurance coverage. There are a few options to find a plan:
- Stay on a Parent’s Plan: Students under 26 have the option to stay on their parents’ health insurance plan.
- Student Plans: Florida State University offers student coverage, which can be a good option for basic care. https://studentinsurance.fsu.edu/
- Dental and Vision Insurance https://www.gallagherstudent.com/students/student-home.php?idField=1422
- Health Insurance Marketplace: Another option is to purchase health insurance on the marketplace, which may allow you to qualify to receive financial help from the government to pay for your plan. You can also find out if you qualify for Medicaid.
It’s recommended that college students have insurance or some kind of financial protection on their property. You may not seem to have many personal belongings, but their value can add up quickly. A laptop, software, television, art supplies, jewelry and other belongings can easily reach thousands of dollars. College students usually have little money saved in the event of an emergency, so losing your possessions would be especially devastating if you can't afford to replace your belongings. However, if you have renter’s insurance, a student would be able to file a claim and only have to pay a deductible to replace their personal property.